Why should you borrow from us?

Running a business is a tough job. Financing it shouldn’t be. We've made it our business to make yours easier.

Customised repayment solution

We offer direct deductions from your sales, so repayments don’t have to be manually done by you.

No collateral required

We do not require a collateral to approve your loan.

Doorstep service

We work constantly to keep them as low as possible for you.

Easy top-up on loans

Existing customers with satisfactory repayment record are offered top-up facility with minimum documentation.

  • Retail Finance

    Who is it for ?

    Online and offline retailers who are looking for new age loan products that match their needs. We make these loans easy to obtain as there is no requirement for credit history or collateral

    Explanation

    Short term loans for customer facing SMEs having Point of Sale machines or online sales.

    Extra Benefits

    Flexible Repayment options (Daily, Weekly or Fortnightly).

    Needs to know
    Range of loans INR 1 Lakhs to INR 75 Lakhs
    Business operations Minimum 2 years
    Loan time period 18 to 36 months
    Avg. monthly online sale INR 1 Lakh
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know

    NeoCash

    Retail friendly

    NeoCash Express

    Who is it for ?

    Quick loan for retailers with standard simplified application and standard loan feature

    Explanation

    Term loan up to INR 25 Lakhs for retailers

    Extra Benefits

    Fixed Tenure Loan with Low Daily Repayments

    Needs to know
    Range of loans INR 16 Lakhs to INR 25 Lakhs
    Business operations Minimum 2 years
    Loan time period Up to 24 Months
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know
    Who is it for ?

    Loan for customer facing SMEs (Retailers) with Instant Online Approval and Speedy disbursal.

    Explanation

    Term loan up to INR 15 Lakhs for retailers.

    Extra Benefits

    Fixed Tenure Loan with Low Daily Repayment

    Needs to know
    Range of loans INR 1 Lakhs to INR 15 Lakhs
    Business operations Minimum 2 years
    Loan time period 500 days / 720 days
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know

    NeoCash Insta

    Neocash Plus

    Who is it for ?

    Retailer who wants to get the loan against their property.

    Explanation

    Secured loan product offering loans upto INR 75 Lakhs for Retailers.

    Extra Benefits

    • Eligibility basis Liquid Income.
    • Longer Tenure of 72 to 100 months..
    • Loan against Residential, Commercial, Industrial, Warehouse or Vacant Land Property.
    • Balance Transfer and Top up of Existing Loans with Other Financiers.

    Needs to know
    Range of loans INR 10 Lakhs to INR 75 Lakhs
    Business operations Minimum 3 years
    Loan time period 72 to 100 months
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know

  • Supply Chain Finance

    Who is it for ?

    Manufacturers and service providers, specifically suppliers to large corporates (we define large corporates as companies with turnover >INR 250 crores).

    Explanation

    Loans for vendors, suppliers , service providers and manufacturers to large corporate

    Extra Benefits

    Easy sanctioning based on business with large corporates.

    Needs to know
    Range of loans INR 25 Lakhs to INR 75 Lakhs
    Business operations Minimum 3 years
    Loan time period 18 to 36 months
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know

    Vendor Finance

    Supplier friendly

    Accelerator

    Who is it for ?

    Manufacturers, Distributors, Traders, Dealers & Service Providers catering to other businesses

    Explanation

    Collateral free term loan of INR 15 Lakhs, INR 20 lakhs & INR 25 lakhs for Manufacturers, Distributors, Traders, Dealers & Service Providers with GST registration.

    Extra Benefits

    • No Financial Required
    • Eligibility basis KYC & Banking

    Needs to know
    Range of loans INR 15 Lakhs, INR 20 Lakhs & INR 25 Lakhs
    Business operations 3 Years
    Loan time period 24 months and 30 months
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know
    Who is it for ?

    Traders, manufacturers and service providers who purchase their raw materials or trading goods from large corporates or channel partners of large corporates (we define large corporates as companies with turnover >INR 250 crores).

    Explanation

    Combination of term loan and limit-based product for businesses sourcing from large corporates.

    Extra Benefits

    Easy sanctioning based on business with large corporates. We offer a PayLater Open option to our Purchase Finance customers, a feature that breaks down your loan amount for maximum convenience. 50% of the amount is a term loan, and the other 50% is a limit.

    Needs to know
    Range of loans INR 15 lakhs to INR 75 lakhs
    Business operations Min of 3 years
    Loan time period 24 to 36 months
    Min average monthly payment to large corporates INR 3 Lacs
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know

    Purchase Finance

    Sourcing friendly

    Supply Chain Plus

    Who is it for ?

    Trader, Manufacturer or Service provider, who want to get the loan against their property.

    Explanation

    Secured loan product offering loans upto INR 75 Lakhs for Traders, Manufacturers or Service providers.

    Extra Benefits

    • Eligibility basis Liquid Income.
    • Longer Tenure of  72 to 100 months.
    • Balance Transfer and Top up of Existing Loans with Other Financiers.
    • Loan against Residential, Commercial, Industrial, Warehouse or Vacant Land Property.

    Needs to know
    Range of loans INR 10 Lakhs to INR 75 Lakhs
    Business operations Minimum 3 years
    Loan time period 72 to 100 months
    • Who is it for ?
    • Extra Benefits
    • Explanation
    • Need to know